“How much gold do you have today? Let me calculate for you.”

Product

Gold Loan Personal Loan Mahila Loan Consumer Loan NCD Subordinated Debt Doubling Sub-Debt

Gold weight (grams) 40 g

Purity

Rate per gram 22K Today's published Invest Gold rate — set by the branch

Tenure (months) 12

Interest p.a. 12%

Eligible loan amount

₹2,76,000

₹3,68,000Gold value

75%LTV applied

₹0Total interest

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* Indicative estimate only. Gold loan eligibility depends on appraised purity, weight and the prevailing gold rate on the day of pledge; LTV is capped as per RBI norms. EMI figures use the reducing-balance method. Investment returns are shown compounded yearly and are indicative — actual rates, tenure slabs and terms are per the scheme documents and confirmed at the branch.