Instant gold, personal, consumer & Mahila loans at attractive rates, minimal paperwork — trusted by 1,00,000+ customers across Kerala.
Invest Gold & General Finance Pvt. Ltd. began in 1996 in Urakam, Thrissur, founded by a group of entrepreneurs with roots in Kerala's lending and chit fund sectors. Originally established as Invest Chit & General Finance, the company received its NBFC certification from the Reserve Bank of India in 2001 — a turning point that shifted our focus entirely to lending.
What started as a single office serving the Thrissur community has grown into a trusted financial partner for families across Kerala — offering gold loans, personal loans, Mahila loans, consumer loans, and fixed-return investment options like NCDs and Subordinated Debts.
Talk to Our TeamA future where financial empowerment transforms lives and communities.
To empower women and farmers with innovative financial solutions that promote independence and sustainable growth.
No one-size-fits-all products. We take time to understand what each customer actually needs before guiding them through a simple, transparent process — clear terms, no hidden charges, strict RBI compliance.
Four lending products, one trusted partner — each with flexible eligibility, minimal paperwork and competitive rates.
Unlock the value of your gold jewellery with a secure, hassle-free gold loan. Attractive interest rates, same-day disbursal and flexible repayment options.
Explore Gold LoanA medical emergency, a wedding or a home renovation — quick approval, minimal documentation and repayment plans that fit your budget, for salaried and self-employed alike.
Explore Personal LoanDesigned to help women start or grow a business, pursue education or achieve financial independence — with easy eligibility and supportive, subsidised terms.
Start Your Mahila LoanFrom appliances to electronics and more, finance your purchases with simple eligibility, competitive rates and convenient EMI options.
Explore Consumer LoanSecured, predictable instruments for investors who want steady income without market volatility. Available through private offer.
Fixed interest income with monthly or quarterly payouts, secured against company assets — a predictable way to grow savings without market risk.
Fixed monthly interest payout over a 5-year term — built for long-term investors seeking reliable, predictable income from a proven lender.
A 72-month plan that states your target maturity benefit — 2x your investment — right on your certificate from day one.
Pick a product and get an instant estimate — gold loan eligibility, the EMI on a personal, Mahila or consumer loan, or the maturity value of an NCD, Subordinated Debt or Doubling Sub-Debt investment.
* Indicative estimate only. Gold loan eligibility depends on appraised purity, weight and the prevailing gold rate on the day of pledge; LTV is capped as per RBI norms. EMI figures use the reducing-balance method. Investment returns are shown compounded yearly and are indicative — actual rates, tenure slabs and terms are per the scheme documents and confirmed at the branch.
From a single branch started in 1996 to a name families trust across Kerala today — here's what backs every loan and investment we offer.
A fully regulated, RBI-registered non-banking finance company — every product follows strict compliance and fair-practice norms, so you're protected by more than just our word.
What began as a single office in Thrissur has grown into a trusted network of branches reaching families statewide — the same values, now closer to you.
From gold and personal loans to Mahila loans, NCDs and Subordinated Debt — a single trusted partner for both your borrowing and your savings goals.
No hidden charges, no fine-print surprises. Every rate, term and repayment schedule is laid out clearly — track it all with our online live passbook on the mobile app.
The Invest Gold Mobile App brings all your financial services together in one secure, easy-to-use platform. Apply for loans, manage your accounts, pay interest, track transactions and access our services from anywhere.
Branch launches, community initiatives and company milestones from across Kerala.
Our newest branch brings gold loans, Mahila loans and investment services closer to families in the Kunnamkulam region.
Learn MoreOver 200 women entrepreneurs joined our annual meet for sessions on business planning, credit readiness and growth funding.
Learn MoreFrom a single Urakam office in 1996 to a statewide network — a look back at the milestones that shaped Invest Gold.
Learn MoreHave a question or need assistance? Fill out the form and our team will get back to you shortly.